Is solar worth it in 95110 (San Jose, CA)?

With an average payback period of 5.4 years and 25-year savings of $69,400, solar panels in San Jose, California are an excellent investment.

How much do solar panels cost in 95110?

The average cost of a 6kW residential solar system in San Jose, California is $15,000 before incentives. The federal 30% Investment Tax Credit reduces this to about $10,500.

How much solar electricity does 95110 get?

San Jose receives 5.7 kWh/m²/day of solar irradiance. A 6kW system in zip code 95110 produces approximately 9,986 kWh per year.

Solar Panel ROI in 95110

San Jose, California — Is solar worth it here? Here's what the data says.

4.6x ROI Score

5.4 yrs Payback Period

$2,776/yr Annual Savings

$69,400 25-Year Savings

Your savings estimate

$ /mo bill

Annual savings $2,776

Payback 5.4 yrs

25-yr savings $69,400

Solar Calculator for 95110 (San Jose)

Adjust values to see your personalized solar ROI estimate for San Jose, California.

System Size

System Cost

Electricity Rate

$ /kWh

Solar Irradiance

5.7 kWh/m²/day

Based on NREL data for San Jose, CA

ROI Score 4.6x

Annual Production 9,986 kWh

Annual Savings $2,776

Payback Period 5.4 years

25-Year Savings $69,400

After 30% ITC $10,500

Solar Data for 95110 – San Jose, CA

Solar Irradiance 5.7 kWh/m²/day +14.9% vs national avg

vs California Avg +1.4% State avg: 5.87 kWh/m²/day

Electricity Rate $0.278/kWh California average rate

Annual Production 9,986 kWh 6kW system estimate

San Jose receives 5.7 kWh/m²/day — 14.9% above the national average. At $0.278/kWh, the 5.4-year payback is among the fastest in the country. Annual savings of $2,776 make solar an excellent investment here.

Solar Incentives for San Jose, California

★

Federal Investment Tax Credit (ITC)

Claim 30% of your system cost as a federal tax credit. On a $15,000 system, that's $4,500 back.

★

Net Metering

Most California utilities offer net metering — sell excess electricity back to the grid at retail rates, accelerating your payback.

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California State Programs

Check with the California energy office for additional rebates, tax exemptions, and low-interest solar financing programs available in San Jose.

95110 vs California Average

Solar Irradiance

95110: 5.7 CA avg: 5.87

Payback Period

95110: 5.4 yrs CA avg: 5.6 yrs

Annual Savings

95110: $2,776 CA avg: $2,697

25-Year Savings

95110: $69,400 CA avg: $67,425

See the full California solar guide for statewide data and incentives.

Nearby Zip Codes — Solar Comparison

95122 San Jose, CA 4.6x ROI 5.4 yr payback 94621 Oakland, CA 4.6x ROI 5.4 yr payback 94601 Oakland, CA 4.6x ROI 5.4 yr payback 94110 San Francisco, CA 4.6x ROI 5.4 yr payback 94103 San Francisco, CA 4.6x ROI 5.4 yr payback